You’ve heard about The General’s low rates, but do you know how they compare with other car insurance companies? This article will examine their high-risk driver discount, online quote tool, and overall customer service. We’ll also look at their primary coverage. These car insurance reviews will help you decide whether or not The General is suitable for you or if you should explore other providers such as Freeway Insurance.
High-risk driver discounts
Regarding high-risk driver discounts, The General stands out from its competitors. Not only does this provider offer lower upfront premiums, but it also welcomes drivers with an SR-22. However, their online and mobile experiences are not as polished as their competitors. If you have a clean driving record, you may be better served to go with another provider.
You may be a candidate for high-risk driver discounts if you have a history of moving violations, accidents, or insurance lapses. However, it is essential to understand your coverage requirements before looking for a company. Generally, you will need at least liability insurance and uninsured motorist coverage. You can also look for an insurance provider that offers additional discounts for bundling multiple policies.
Online quote tool
The General is a low-cost auto insurance provider with a customizable policy and several discounts for good drivers, homeowners, and the military. Their online quote tool makes getting a quote easy and quick. The company offers a variety of coverage options, including rental reimbursement, custom equipment protection, roadside assistance, and deductible waivers.
The General offers a variety of policies for both standard and high-risk drivers. Their car insurance plans range from essential to comprehensive and collision coverage. Their website features an ID card for policyholders, the ability to make payments, and other features. They also offer a mobile app and a portal for policyholders to make payments and view policy details. In addition to car insurance, The General also offers renters and home insurance.
The General offers a mobile app compatible with both Apple and Android devices. Customers can access their policy information, file claims, and even find local locations to pay their bills in cash. The company’s mobile app has 4.7 stars on both Apple and Google Play.
Basic coverage
General auto insurance offers a variety of discounts to its customers. These discounts include paying in full upfront and switching from another insurance provider. Additionally, it offers a good student discount for students with good grades. However, the company does receive an above-average number of complaints. While many customers complain about rate increases and slow claims processing, others praise the company’s low rates and easy quotes.
The General receives an average score of 4.7 out of five stars on Trustpilot and has a good BBB rating. Most of the complaints revolve around the company’s claims process. Although most customers receive their payouts quickly, some have to wait an excessive amount of time to see their money.
Low down payment
The General has a variety of low-down payment plans for drivers. There is also a low new policy fee. The company also offers a simple online quoting system. One drawback is that the website does not provide enough information about what is covered and how much you need to pay.
In addition to its low down payment plans, The General also offers a mobile app that lets customers get quotes, make payments, and file claims. This app has a 4.7-star average on both the Apple App Store and Google Play store. The company also touts affordable high-risk auto insurance for people with poor credit or no driving record.
While The General is a popular choice for people with high-risk driving histories, it is not a standard insurance provider. You will likely be able to find lower rates from other insurers. One study by ValuePenguin compared the premiums of a 21-year-old male driver with auto insurance from Progressive, Amica, and The General. While The General had lower rates than the other insurers, their rates increased faster after an accident.
