Acko Insurance Company is one of the fastest-growing insurance companies in India. It was founded to reduce paperwork and design comprehensive and affordable insurance products. Today, Acko has more than 50 million customers and a vast network of leading businesses that help it deliver the best customer experience.
Arogya Sanjeevani is a standard indemnity-based health insurance product
The Arogya Sanjeevani policy is an excellent option for those looking for an affordable, balanced health insurance plan. The policy provides coverage for hospitalization and primary health care. In addition, it offers a simple, straightforward policy structure.
The Arogya Sanjeevani policy is available as an individual plan or as a family floater. The policy offers coverage for cataract surgery and Ayush treatment up to Rs 40000. It also covers hospitalization expenses and medical practitioners’ fees. Additionally, it provides coverage for pre and post-hospitalization expenses for up to 30 days.
In addition to providing coverage for the basics of health care, the Arogya Sanjeevani policy is affordable and offers excellent support and service. Its low premium will allow individuals to pay premiums in installments.
It has tie-ups with over 7000+ network hospitals.
Acko General Insurance’s network includes over 7000+ network hospitals. More network hospitals are more likely to receive care in a cashless facility. The Acko app also offers discounts on medicine and lab tests. The company also offers 24×7 support to its customers.
The benefits of Acko’s health insurance coverage are numerous. The plan includes unlimited doctor consultations and wellness sessions. It also includes coverage for dental care. Moreover, the policy allows the customer to choose from various wellness add-ons.
The Acko insurance network is vast, and there is a good chance you will be able to find a hospital in your area that accepts the network’s medical insurance. Moreover, you can get medical treatment from a network hospital you are familiar with. This way, you can avoid unnecessary trips to a nearby hospital. Moreover, you won’t have to worry about waiting in long lines and wasting money.
It reimburses you for treatment at a non-network hospital.
The Acko General Insurance company offers a range of health insurance plans. It is essential to consider your age and health history when choosing a health insurance plan. Older individuals are more susceptible to illnesses and have weakened immune systems. Purchasing a health insurance plan when you are younger will allow you to save money and get better coverage.
You’ll need to submit the relevant paperwork to claim a medical bill from an out-of-network hospital. This will include your medical bill, pharmacy bills, and discharge summary. You’ll also need to submit a doctor’s consultation report. This will enable your insurance company to review your claim and pay for your treatment.
Acko General Insurance also has add-on health insurance plans, increasing your coverage. These plans typically have lower premiums but increase the sum insured on your base policy. These can come in handy if you exceed your deductible. Luckily, Acko General Insurance offers top-up plans that are both affordable and valuable.
It has a high coverage rate.
Acko General Insurance is a new player in the market that offers a broad range of car and bike insurance plans. Founded in 2016, the company follows an entirely online-led business model. They have recently partnered with Amazon India to offer mobile insurance plans. These plans can be purchased online and through Amazon India’s mobile application. Acko provides coverage options for all damages, including theft, fire, and vandalism.
Acko offers many add-on benefits for its insurance plans, including unlimited medical consultations, wellness sessions, and more. The Pazcare health insurance plan also offers unlimited doctor consultations, which helps consumers stay healthy and fit. Furthermore, the insurance plan reimburses medical bills, pharmacy bills, and prescription papers. To claim reimbursement, you must submit a medical certificate stating the diagnosis, the nature of the injury, the duration of treatment, and your past medical history. The doctor must sign the certificate and submit it to Acko within 15 days of your discharge.
The company requires members to submit proof of identity and a pre-authorization form before using the health insurance plan. Planned hospitalization claims must be submitted three days before hospitalization, while emergency claims must be submitted 48 hours in advance. Once the form is approved, the insurer will process the claim and pay the hospital directly.